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Financing the Cost of Impact Windows & Doors

Purchasing impact windows and doors are an excellent investment for home and business owners in Florida. Impact windows and doors are among the best ways to improve safety by keeping you well-protected against the destructive force of a hurricane.

However, the high cost of these products makes it difficult for many people to purchase impact windows and doors outright.

The average price of a single-hung window costs between $500 and $600 (materials only.)

Just one impact door can range between $1,500 to $1,900, depending on the size needed.

Fortunately, you can choose from a variety of different financing options to help you purchase these products without a significant amount down. Taking the time to find the best financing option for you is essential. By doing a little research now, you’ll save both money and unnecessary headaches in the long run.

Benefits of Impact Windows and Doors

Before we dive into financing options, let’s cover some of the benefits impact windows doors provide your space.

Superior Protection Against Hurricanes

One of the most substantial benefits of using impact
windows and doors is that it provides superior protection against severe weather. Keeping your home or business well-prepared is essential, as Florida deals with severe storm threats multiple times each year.

Impact windows and doors feature specific engineering to withstand strong winds and flying debris that cause massive damage to traditional fixtures. Impact products include shatter-resistant film, which allows the glass to stay contained in one place instead of blowing into your room and causing additional damage.

Improved Energy Efficiency

Looking at ways to maximize your home or building’s energy efficiency is an excellent way to save money over the long-term. Impact windows and doors improve energy efficiency by keeping your residence warmer in the winter months and cooler during the summer.

One of the main reasons why impact windows and doors are energy efficient is due to the manufacturing process of bonding multiple layers of glass with a plastic interlayer. The window framing material can also play a key role in improving energy efficiency due to its superior insulative properties – usually made from vinyl or metal.

Enhanced Security Against Home Break-Ins

Impact windows and doors are also an effective way to keep your home or business well-protected against break-ins. The unique design of these products makes it nearly impossible for criminals to break through the glass.

Instead, impact windows and doors can withstand brute force shock by forming a “spider” pattern without causing the glass to shatter and blow inwards. You will have the peace of mind knowing your home or business has an extra layer or reliable security.

A Boost in Curb Appeal

An excellent way to improve the curb appeal of your home or business is to invest in impact windows and doors. Choose from an almost countless number of design options to best match your home or building style.

Boosting curb appeal is one of the most reliable ways to attract new interest in a structure. With impact windows and doors, you’ll increase your property’s value and overall attractiveness to both customers or potential buyers.

Reduced Outside Noise

Living in an urban environment can be very noisy due to the close proximity of human activity. Impact windows and doors are among the best ways to reduce outside noise and create a much more relaxing environment for you and your family.

The use of sturdy framing materials and the thick laminated glass significantly reduces external noise by as much as 40%. Typically, the glass panes found in impact products range between 7/16″ to 9/16″ while a single pane glass is only 1/8″. The extra thickness goes a long way in insulating your property from outside nuisances!

Potential Insurance Reductions

Finding ways to lower your insurance is always a high priority for homeowners. Choosing to purchase impact windows and doors is an excellent way to save yourself money by lowering your insurance premiums .

Always reach out to your insurance provider to see what additional savings your property qualifies for.

Reduction in Harmful UV Rays

South Florida continuously battles with the danger of ultraviolet rays each year. These harmful elements can cause various health problems by penetrating through the windows of your home or business.

UV rays can also damage your furniture and flooring, leading to downgraded visual appeal and premature replacements. However, you can save yourself from all of this trouble by installing impact windows and doors for your home or business.

These impact windows block 99% of UV rays, which will keep all of your indoor items well-protected while protecting you, your family, or your patrons!

A One-Time Installation Process

Keeping your home well-protected against the damaging impacts of a hurricane is critical for Florida residents. Many Floridians have to invest in hurricane shutters for additional protection against these storms. Options such as nailing plywood to windows is an option requiring significant time and effort.

However, choosing impact windows and doors will save you from all of this extra work while providing the best protection. These products only require a one-time installation with a licensed contractor. When severe weather rolls in, you can sit back, knowing your space is protected (while your neighbor struggles with plywood and annoying hurricane shutters!).

You will have the peace of mind to know you are always well-protected by investing in impact products.

Learn More About the Benefits of Impact Windows:

  • How Impact Windows Can Help You “Go Green”
  • Say Goodbye to Window Insurance By Installing Impact Windows
  • Maximize Commercial Window Replacements With Impact Products
  • Installing Impact Windows Can Improve Your Health. Here’s How

Should You Retrofit or Replace Your Windows and Doors?

Many homeowners face a complex decision between retrofitting or replacing their windows and doors. Both of these options have various advantages and disadvantages. Reaching out to a professional contractor is a great way to learn more about your best option. Taking the time to understand the pros and cons is critical in helping you determine the best choice for your situation.

Why You Should Consider Retrofitting Your Windows and Doors

One of the main advantages of retrofitting is it can save money! By choosing to replace just the glass while still using the existing frame, you’ll save on the cost of materials.

Retrofitting is much less labor-intensive and is also less-invasive to your property. Older structures may have frames too outdated for this option. The goal should always be choosing the installation process that will provide the most benefits. Reaching out to an experienced contractor is always essential in determining the best option for your situation.

Why You Should Consider Retrofitting Your Windows and Doors

One of the main advantages of retrofitting is it can save money! By choosing to replace just the glass while still using the existing frame, you’ll save on the cost of materials.

Retrofitting is much less labor-intensive and is also less-invasive to your property. Older structures may have frames too outdated for this option. The goal should always be choosing the installation process that will provide the most benefits. Reaching out to an experienced contractor is always essential in determining the best option for your situation.

Available Financing Options

Choose from several different financing options to help you with your purchase of impact doors and windows. Alco Windows and Doors is a proud partner with Ygrene Financing, Renew Financial and GreenSky Programs.

Understanding the pros and cons of using these financing options is essential in determining which organization is the best choice for helping you purchase impact windows and doors.

Ygrene Financing

Ygrene Financing is an excellent option for Florida residents, as you can apply online and get approved within 30 minutes. The approval process hinges on an assessment of your property and your ability to make payments.

You will not have to pay any upfront fees, which is especially beneficial for many property owners. All payments get lumped in with your property taxes, and you can also choose from flexible repayment plans to help lower your bill each year.

However, it is essential to understand that you will pay more in interest by extending your loan. You can learn more about the details of Ygrene Financing by checking out our blog post.

Renew Financial

Renew Financial is another option to help you finance your home improvement projects with impact windows and doors. The approval process is much easier compared to traditional loans. No minimum FICO score is required, and the soft credit pull will not impact your credit score rating.

You will never have to worry about variable interest rates. You can also choose longer-term financing if you need to lower your yearly payments.

The main disadvantage of taking this route is that it will cost you more money in the long-term. Always reading the details of the contract is essential to help you prepare your budget. Failure to pay off your loan during the promotional period can also result in higher interest rates, which will cost you more money in the long-term. You can learn more information about Renew Financial by visiting our blog post.

GreenSky Programs

GreenSky Programs is one of the leading service providers that offer low-interest loans up to $65,000 in the state of Florida. The quick funding process makes it easy to begin the installation process of your impact windows or doors.

GreenSky Programs also offers a seven-year promotional period that will defer your interest, saving you a significant amount of money. This promotional period provides an excellent opportunity to pay off your loan without the added interest. You can easily apply online at your convenience.

The main drawback of using GreenSky Programs is that it requires a hard credit pull, which can negatively impact your credit score. Visiting our blog post about GreenSky Programs is an excellent resource to learn more information.

Tax Breaks and Incentives for Using Impact Windows and Doors

Investing in the installation of impact doors and windows is a popular option due to the tax breaks and incentives. The Florida PACE Funding Agency is a government program that helps homeowners obtain the necessary funding for home improvement projects that improve energy efficiency or protection against hurricanes.

You may also qualify for energy tax credits by upgrading to impact doors and windows.

Overview of the Florida PACE Funding Agency

Purchasing impact windows and doors offer many benefits, but it is also expensive. However, the Florida PACE Funding Agency makes it much easier for Florida residents to afford impact products with a fixed-rate loan covering the installation, materials, and labor for this project. Typically, it takes between ten to twenty years to pay back the loan, as it is added to your property taxes each year. Homeowners aren’t required to make a down payment, as the interest rate is usually between 6%-9%.

All closing fees come included in the total cost, which helps to keep everything simple. The pre-approval process usually takes less than 30 minutes, and it doesn’t require a minimum credit score.

Qualifications for Energy Tax Credits

Choosing to invest in impact windows and doors may also qualify your home or business for energy tax credits. For example, you can claim a tax credit for at least 10% of the cost of using qualified energy efficiency improvements for your home in Florida.

Over time, this can save you a significant amount of money by choosing to purchase impact windows and doors for your home.

Learn More About Available Financing Options

  • Offset the Cost of Impact Windows With the Florida PACE Program
  • Buy Those Impact Windows and Doors With Help From GreenSky
  • How to Purchase Impact Windows and Doors With Ygrene Financing
  • How Renew Financial Helps Homeowners Purchase Impact Doors & Windows

Choosing the Right Impact Products Installer

Alco Windows & Doors is one of the leading companies that specialize in impact windows and doors for customers in Miami, Florida, and the local area. Our main goal is to give your home or business the ultimate protection against hurricane-force winds with our impact products.

We also take pride in always offering top-quality customer service. We have many years of experience in the industry. You can also reach out to us at any time if you have any questions or utilize our free resources to learn more about the many advantages of using impact windows and doors.

Send us a message today to learn more or give us a phone call to begin your next renovation project!

Learn More About Choosing the Right Impact Products Installer:

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